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Answers about Credit

Email terms refer to the specific vocabulary and jargon used in the context of email communication. This includes terms like “CC” (carbon copy), &quot

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Personal Finance

+5

What is the difference in Conventional loan verses credit card loan?

Asked by Anonymous

A conventional loan California lenders provide gives you a lump sum upfront with set repayment terms, making it ideal for big purchases or fixed projects. On th

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Credit Reports

+2

What organizations collect and disseminate personal credit records?

Asked by Anonymous

Organizations that collect and disseminate personal credit records are primarily credit bureaus, with the three major ones being Equifax, Experian, and TransUni

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Credit and Debit Cards

+3

How long do companies have to post a charge to your credit card?

Asked by Anonymous

Companies typically have up to 30 days to post a charge to your credit card after a transaction, though this can vary depending on the merchant’s processing pra

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Credit

+1

What is a unique feature credit union?

Asked by Anonymous

A unique feature of credit unions is their member-owned structure, which means that account holders are also members and have a say in the organization’s govern

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Credit

+1

How often does flybuys points expire?

Asked by Anonymous

Flybuys points typically expire after 24 months of inactivity on your account. Inactivity means not earning or redeeming points during that period. It’s importa

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Credit Reports

+2

How do you legally remove unpaid collection accounts?

Asked by Anonymous

To legally remove unpaid collection accounts, you can start by disputing the debts with the credit bureaus if you believe they are inaccurate or should not be o

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Accepting Credit Cards

+2

Can a store put a purchase minimum to use a credit card?

Asked by Anonymous

In many places, yes — stores are allowed to set a minimum purchase amount for credit card payments, mainly because they pay processing fees on each transaction.

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Loans

+2

Where can you get help with paying impound bill?

Asked by Anonymous

If your vehicle has been impounded, the impound yard will normally only take cash to free your ride. Some options include the following: * Use a credit card (no

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Business & Finance

+2

Which APR would you want your credit card to have?

Asked by Anonymous

I would prefer a credit card with a low APR, ideally around 10% to 15%. This lower interest rate would minimize the cost of carrying a giftcardmall/mygift giftcard balance, making it more m

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Repossession

+5

How do you repair credit after repossessions?

Asked by Anonymous

One option is to pursue credit repair through a credible company such as Lexington Law or Accurise. These companies have been in the industry for years and can

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Credit and Debit Cards

+2

How does one fix an inaccurate credit report?

Asked by Anonymous

by sucking my balls

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